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I’m Mandy

After transforming my own life through a shift in mindset and habits, I made it my mission to help other single moms break free from survival mode and create the balance, peace, and success they deserve. I know how it feels to be stuck, overwhelmed, and constantly juggling, but I also know that with the right mindset and support, you can thrive—and I’m here to help you get there.

Survival mode doesn’t have to be your forever story.

FROM SURVIVING TO THRIVING

You can transform your life, starting with simple small steps TODAY!

If you answered yes to any of these questions, you’re not alone—and you don’t have to stay in survival mode. With the right mindset shifts and simple, actionable habits, you can take control of your life and move toward the success, happiness, and peace you deserve.

Let’s take the first step together—download the Rise and Shine Guide and start your journey toward thriving today!

Do you feel constantly drained, struggling to find the energy to take care of yourself or do the things that make you feel alive, all while caring for your kids?

Are you overwhelmed by the thought of never breaking free from the constant stress of managing finances, family, and self-care on your own?

Do you dream of building a better future for yourself and your kids but feel unsure of where to begin?

Are you struggling to manage your finances and constantly worrying about how you’ll cover unexpected expenses?

Have you felt stuck in survival mode, wondering when life will finally get easier?

Do you feel the weight of doing it all alone, wondering how you’ll ever find balance between your responsibilities and your own needs?

Are you ready to let go of the stress and overwhelm and start taking steps toward a life that feels more peaceful, happy, and successful?

You hold the power to change your story
—begin today.

You deserve a life where you’re not just getting by, but truly thriving—a life where you can prioritize yourself and create the happiness, health, success, and financial freedom you’ve always dreamed of for you and your kids.

Explore the 5 Foundational Areas I found to be the key to rewriting your story and creating the life you’ve imagined. Click each dropdown to discover how these steps can transform your journey.

Shift Your Mindset

Everything changes when you shift your mindset. As a single mom—or a mom considering divorce—it’s easy to feel stuck, beaten down by the weight of what you’ve been through. But thriving starts with transforming how you see yourself and your future. It’s about letting go of the pain and self-doubt that’s held you back, embracing your worth, and believing you are capable of creating a better life for yourself and your kids. You can’t change the past, but you can take control of what’s ahead—and it all starts with how you choose to see yourself today.

Focus on Goal Setting

Goal setting is the lifeline for single moms stuck in survival mode. When everything feels chaotic and overwhelming, clear, actionable goals provide focus and direction, helping you take control of your life. As a single mom, your goals aren’t just about you—they’re about building a stable, fulfilling future for your kids, too. Whether it’s breaking free from debt, creating more time for your family, or finally pursuing a dream that’s been on hold, setting the right goals will help you move from merely surviving to truly thriving. Your future starts with a plan—and I’m here to help you create it.

Prioritize Your Health & Fitness

Your health and fitness are the foundation for everything else in life, but as a single mom, it’s easy to put yourself last. Imagine how different life could feel if you had the energy to keep up with your kids, the confidence to look in the mirror and love what you see, and the mental clarity to handle anything that comes your way. You deserve to feel strong, vibrant, and in control—especially during one of the hardest phases of your life. I’ve been there, and I found a way to transform my health without fad diets or extreme workouts. Let me show you how to prioritize yourself and create the physical and mental strength you need to thrive.

Find Family Life Balance

Thriving as a single mom means finding balance, but when you’re juggling a million things, it often feels impossible. You’re trying to manage a household, keep up with your kids, and somehow find time for yourself—but it can feel like there’s never enough of you to go around. That’s why it’s so important to learn how to prioritize what truly matters: building strong relationships with your kids, creating routines that work for your family, and setting boundaries that give you the space to recharge. Every family is different, and finding the balance that works for you is key. Let’s talk through your struggles and figure out how to make it all fit. You deserve peace and harmony in your home.

Build Financial Independence
Building financial independence is one of the most powerful steps you can take to create security and peace of mind for you and your kids. As a single mom, managing money can feel overwhelming, but it’s absolutely critical for your future. I know firsthand what it’s like to face financial chaos—I went from being over $70k in debt after my divorce to becoming debt-free in just five years (aside from my mortgage), all while saving for a new home, building a business, and growing my wealth. You can do this too. The sooner you take control of your finances, the sooner you’ll have the freedom and stability you deserve. Let’s get started now—your financial future depends on it.

From Stuck to Successful: My Story

Hi, I’m Mandy, a single mom who knows exactly how overwhelming life can feel when you’re stuck in survival mode. After leaving a toxic marriage ten years ago, I found myself drowning in debt, struggling to find balance, and unsure how to create a better future for myself and my kids.

But I didn’t stay there.

Through mindset shifts, financial strategies, and healthy habits, I went from barely getting by to thriving emotionally, mentally, and financially—and now, I’m here to help YOU do the same.

If you’re ready to take back control and create the life you deserve, you’re in the right place.

As a single mom (or mom ready to leave), you’re probably familiar with these struggles:

  • Living paycheck to paycheck, buried in debt, or unsure where to start.
  • Feeling like there’s never enough time for your kids—or for yourself.
  • Battling constant overwhelm and uncertainty about the future.

You’re not alone. I’ve been there—and I’ve created resources with proven steps to help you break free from survival mode and start thriving.

Overcoming the Fear of Not Being Able to Survive Alone | Mandy Michelle Carter |It's Mandy
Thrive OClock | TIme to Thrive newsletter by Mandy Michelle

Transform Your Life:
Resources to Help You Move from Surviving to Thriving

Single Mom Success System

A Guide + Workbook for Single Moms to Overcome Fear, Take Control of Finances, and Boost Your Health!

As a single mom, you already know how tough it can be to juggle everything on your plate. But you don’t have to do it alone. This guide is packed with practical tips and strategies to help you break free from survival mode and take control of your life.

Whether you’re struggling with fear, finances, or finding time for self-care, this quick guide gives you the tools to start your transformation today.

The Goal Getter Challenge

Are you ready to stop dreaming and start achieving? The Goal Getter Challenge is your step-by-step guide to setting life-changing goals in just one week. Over the next 7 days, you’ll clarify your vision, break through obstacles, and take the first powerful steps toward transforming your health, finances, and mindset.

Each day, you’ll receive a simple yet impactful challenge straight to your inbox. With daily guidance, tools, and actionable steps, this challenge will help you move from uncertainty and overwhelm to confidence and progress.

Budget Like A Boss

As a single mom, managing finances can feel impossible when you’re dealing with the daily pressures of raising kids and working hard to make ends meet on your own. My mini-course: Budget Like a Boss is designed specifically for single moms who are tired of living paycheck to paycheck and are ready to take control of their financial future. The go at your own pace course offers you simple, proven tools to build a budget that actually works for you. You’ll leave this course with a plan in place to start saving money, reduce stress, and gain the financial freedom you’ve been longing for.

Shift Your Mindset. Reclaim Your Confidence. Find Your Balance. Set Your Goals. Create the Life You and Your Kids Deserve.

Transforming your life as a single mom starts with shifting your mindset. When you replace self-doubt with belief in yourself, you unlock the strength to take control of your future. Fitness isn’t just about looking good—it’s about having the energy to keep up with your kids, the confidence to face challenges, and the resilience to reach your goals. Finding balance between work, family, and self-care can feel overwhelming, but it’s the key to reducing stress and creating space for growth. By setting clear, actionable goals, you can map out a path to success. One small step at a time, you can go from surviving the chaos to thriving in a life of confidence, peace, and happiness—for yourself and your kids. You deserve it, and they do too!