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I’m Mandy

After changing my own life with a shift in mindset and habits, I made it a mission of mine to help other women achieve the same balance and success after being stuck in survival mode for so long.

Survival mode doesn’t have to be your forever story.

FROM SURVIVING TO THRIVING

You can transform your life, starting with simple small steps TODAY!

If you answered yes to any of these questions, you’re not alone—and you don’t have to stay in survival mode. With the right mindset shifts and simple, actionable habits, you can take control of your life and move toward the success, happiness, and peace you deserve.

Let’s start your journey to success today!

Do you often feel physically drained and lack the energy to take care of yourself or pursue the things you love?"

Do you often worry if you’ll ever break free from the stress of juggling finances, family, and self-care?

Do you dream of a better future for yourself and your kids but aren’t sure where to start?

Do you struggle with managing your finances and feel anxious about how to cover unexpected expenses?"

Have you felt stuck in survival mode, wondering when it will get easier?

Are you feeling overwhelmed by the weight of doing it all on your own because you can't seem to find a way to balance it all?

You hold the power to change your story
—begin today.

You deserve a life where you’re not just surviving, but thriving—it’s time to put yourself first and create the happiness, health, success and wealth you’ve always dreamed of.

Click each drop down on the 5 Foundational areas that I believe are the key to rewriting your story to be the life you imagined.

Shift Your Mindset

Everything begins with a shift in mindset. Moving from survival mode to thriving requires transforming how you see yourself and the world. It’s about recognizing your worth, adopting a growth mindset, and letting go of limiting beliefs.

Focus on Goal Setting

Goal setting gives direction and purpose to your actions. I love helping women take control of their future with effective goal-setting techniques is key to building the life they dream of.

Prioritize Your Health & Fitness

Physical well-being is crucial for thriving in all areas of life. Health and fitness aren’t just about exercise; they’re about nourishing your body, maintaining mental health, and managing energy. As a 42 year old mother of two, I am now in the best shape both mentally and physically in my life. No medications or obsessive workouts got me here… just some proven strategies and consistency. Let me show you!

Find Family Life Balance

Thriving also means finding harmony between your personal goals and family life. It’s about building strong relationships with your kids, managing your household effectively, and still finding time for yourself. This means you need to learn time management, parenting strategies, set boundaries that are best for you and your family dynamic. Everyone’s situation is different- let’s talk through yours.

Build Financial Independence

Financial independence is essential for long-term security and peace of mind. This includes learning how to properly budget, save, pay off debt, and build wealth over time. I went from being over 70k in debt after my divorce to debt free in 5 years (besides my mortgage) while saving for a new home, building a business and growing wealth steadily. I can help you too.

About Me

Ten years ago, I found myself stuck in survival mode, overwhelmed by the weight of financial struggles, emotional exhaustion from an unhappy relationship, and the uncertainty of how I would manage everything on my own since I was choosing to walk away from all I had known.

I had to start from scratch, carrying the burden of debt and the responsibility of providing for my children while trying to heal from years of turmoil and losing myself. It was one of the toughest seasons of my life, but I knew I had to make a change. I refused to stay stuck, and that decision became the turning point.

With a lot of hard work, perseverance, and a mindset shift, I slowly transformed my life. I went from drowning in debt to becoming financially secure, paying off what I owed, and eventually buying my own home. Along the way, I also found my passion in business, launching a successful marketing company that not only allowed me to support myself but also gave me the freedom and confidence I had been craving. But the greatest achievement wasn’t just financial—it was the peace and happiness I found within myself. I learned to embrace my worth, set boundaries, and prioritize my well-being.

Overcoming the Fear of Not Being Able to Survive Alone | Mandy Michelle Carter |It's Mandy
Thrive OClock | TIme to Thrive newsletter by Mandy Michelle

Resources Coming Soon To Help You Transition from Surviving to Thriving

Single Mom Success System

A Guide + Workbook for Single Moms to Overcome Fear, Take Control of Finances, and Boost Your Health!

As a single mom, you already know how tough it can be to juggle everything on your plate. But you don’t have to do it alone. This guide is packed with practical tips and strategies to help you break free from survival mode and take control of your life.

Whether you’re struggling with fear, finances, or finding time for self-care, this quick guide gives you the tools to start your transformation today.

The Goal Getter Challenge

Are you ready to stop dreaming and start achieving? The Goal Getter Challenge is your step-by-step guide to setting life-changing goals in just one week. Over the next 7 days, you’ll clarify your vision, break through obstacles, and take the first powerful steps toward transforming your health, finances, and mindset.

Each day, you’ll receive a simple yet impactful challenge straight to your inbox. With daily guidance, tools, and actionable steps, this challenge will help you move from uncertainty and overwhelm to confidence and progress.

Habits for Middle-Aged Women

The 5 Essential Habits for Middle-Aged Women to Get Out of Survival Mode and Achieve Happiness, Fitness, and Financial Freedom is the perfect guide for any woman that is looking for simple to implement yet transformative actions in helping you find balance and success in all aspects of  life after being stuck in the same toxic situation for years.
As a woman in your 40s and beyond, you’ve gained wisdom and resilience over the years, and now it’s time to apply that to create lasting success in your health, fitness, and finances.

Shift Your Mindset. Change Your Body. Find Your Balance. Set Your Goals.  Discover the Success You Deserve.

Transforming your life starts with shifting your mindset. When you replace self-doubt with belief in yourself, you unlock the power to change your body and your life. Fitness isn’t just about looking good—it’s about feeling energized and confident, ready to take on your goals. Finding balance between work, family, and self-care reduces stress and creates space for growth. By setting clear, actionable goals, you create a roadmap to success. One small step at a time, you can move from surviving to thriving and discover the happiness and fulfillment you deserve.